{"id":48,"date":"2020-08-20T18:21:25","date_gmt":"2020-08-20T18:21:25","guid":{"rendered":"https:\/\/new.fondisigal.com.al\/?page_id=48"},"modified":"2026-01-27T13:15:32","modified_gmt":"2026-01-27T13:15:32","slug":"pagesat-e-pensionit","status":"publish","type":"page","link":"https:\/\/fondisigal.com.al\/en\/pagesat-e-pensionit\/","title":{"rendered":"Pension Forms"},"content":{"rendered":"

Old age pension<\/h2><\/div>

A pension benefit when reaching the retirement age prescribed by law for the mandatory pension system. In this case, the member has the right to withdraw the accumulated assets up to this age in two forms:<\/p>\n<\/div>

  • <\/i><\/span>
    In an immediate form by withdrawing all assets<\/div><\/li>
  • <\/i><\/span>
    \n

    In the form of a monthly pension until the assets in their account are exhausted.<\/p>\n<\/div><\/li><\/ul><\/div><\/div>

    <\/span><\/div><\/div><\/div><\/div><\/div>
    <\/span><\/div><\/div><\/div>

    Early Old Age Pension<\/h2><\/div>

    One of the advantages of private pensions is the possibility of receiving a pension 5 years before reaching the retirement age according to the Social Insurance Law. In this case, the member has the right to withdraw the accumulated assets up to this age in two forms:<\/p>\n<\/div>

    • <\/i><\/span>
      \n

      In an immediate form by withdrawing all assets<\/p>\n<\/div><\/li>

    • <\/i><\/span>
      \n

      In the form of a monthly pension until the assets in their account are exhausted.<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><\/div>

      Family pension<\/h2><\/div>

      The private pension is the only pension that is inheritable. In the event of the member's death, their assets are transferred to the legal heirs based on the Inheritance Act.<\/p>\n<\/div><\/div><\/div>

      <\/span><\/div><\/div><\/div><\/div><\/div>
      <\/span><\/div><\/div><\/div>

      Disability pension<\/h2><\/div>

      In the event that the member becomes permanently unable to work during their membership, the member has the right to withdraw the assets in their account in the same form as in the case of the old age pension.<\/p>\n<\/div><\/div><\/div><\/div><\/div>